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Immigration

Non-lucrative residence in Spain: the option to live without working

Do you want to live in Spain without working? Non-lucrative residence may be your option. Updated 2025 financial requirements and documents.

2026-03-13 · 5 min

Who can apply

This authorization is designed for non-EU nationals who can support themselves in Spain without working. It is often used by retirees, people with passive income or applicants with stable resources.

The key is proving that your income is regular, sufficient and lawful, because the administration reviews this point very carefully.

Financial requirements and documents

You must prove income equivalent to four hundred percent of the IPREM for the main applicant, plus one hundred percent more for each accompanying family member. For 2025, this is around two thousand five hundred euros per month for a single person.

The usual documents include the official form, a passport valid for at least six months, an apostilled criminal record certificate, private health insurance without co-payments and bank or income statements showing sufficient means.

Advantages of this residence permit

Non-lucrative residence allows you to live legally in Spain for one year, renewable for later periods, and may lead to long-term residence after several years if you maintain the requirements.

For many profiles it is a stable route to settle in Spain without immediate employment, provided the file is prepared carefully.

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General content is useful, but the right decision still depends on your own file and documents.

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